Term Life Insurance

Affordable Coverage with Powerful Living Benefits

Term life insurance provides simple, affordable protection for a set period — typically 10, 20, or 30 years.

It’s the perfect solution for individuals and families who want to protect their loved ones without overextending their budget.

With National Life Group, you don’t just get coverage — you get peace of mind that works while you’re still living.

Why Choose Term Life Insurance?

Cost-Effective Coverage – High-value protection at a low cost.
Flexible Term Options – 10, 15, 20, or 30 years.
Convertible Options – Convert to permanent life insurance, no new medical exam required.
Living Benefits Included – Access your death benefit early if seriously ill.

National Life Group’s term policies include Accelerated Benefits Riders (ABRs),
letting you use part of your benefit if life takes an unexpected turn.

Living Benefits Cover:

1. Critical Illness (heart attack, stroke, cancer, organ transplant, etc.)

2. Chronic Illness (ADL limitations)

3. Terminal Illness (life expectancy <24 months)

4. Critical Injury (coma, paralysis, severe burns, TBI)

Use benefits to pay for:

1. Medical expenses.

2. Daily bills

3. Home modifications

4. Long-term care

Who Should Consider Term Life Insurance?

What Happens When the Term Ends?

Renew (may involve higher premiums)
Convert to permanent life insurance
Let it expire if no longer needed

Benefits Snapshot

Features	National Life Group Term Insurance
Coverage Period	10, 15, 20, 30 years
Living Benefits Included	Yes (ABRs: Chronic, Critical, Terminal)
Convert to Permanent	Yes, no additional exam required
Budget-Friendly Premiums	Lower than permanent policies
Quick Approval Options	Available for qualified applicants

Let’s Find the Right Coverage for You

Life changes — and your insurance should adapt. I’ll help you choose a term policy
that fits your lifestyle, goals, and budget.